plan your retirement early

Plan your retirement early

Do not fall into the trap of waiting

The time move so quickly

Before your realize it

You have nothing in the nest

When you get a job

It is the time to start putting some cash away

Buying life policies, investments and gold

Though it will be hard to do

It has to move some stones

EPF will be the backbone

You don't touch it without reasons

Let it grow for the years

Until you take out when you need it the most

Housing needs, cars or education for the children

Plan out on your regular income

Do not over spend and splash it around

Go for the affordability to ease the financial burden

Don't plan for the children to help

When they grow up and start families of their own

They don't have the time and resources to spend

Don't expect the children to come around

So it is better to plan for your own retirement

With it the life can move smoothly

Be independent when young be independent when retire

Build up your nest the time will say you are right