we grow old in time

We grow old in time

We can't fight the clock

It will keep ticking its way

We like it or not it isn't our call

By the time we reach old age

Do we have sufficient funds to retire?

Most of the times we don't

Whatever we earned have to foot the bills

The children's education and tuition fees

Daily expenses keep rising to block our noses

Sometimes we can't breathe properly

Ah Longs come to the picture

Homes instalments, cars payments

Medical fees to save in case of a need

Don't talk of life policy and term policy

When all said and done we will have nothing

The nest eggs will take time to grow

Without a straight road the future of the old

They will look bleak hate to admit

But reality bites deep into the minds

The force saving will not help

It will be gone within 3 years

What is left for the aged persons?

The hopelessness and abandonement!

A welfare fund must be introduced

With it the workers have to contribute

With the billions collected and invested

The retirees will not have to cry and beg