PTPTN loan
It can be done
Slowly by stopping corruption
By stopping civil servants pay increase
Don't give Jakim $2 billion over
What is purpose for Jakim?
Jakim should get for its wages
Reduce the employees
Go for the halal certification
Jakim can find its income from it
It shouldn't be on taxpayers funding
Because it doesn't benefit others
PTPTN loan defaulters
They shouldn't be allowed to leave the country
Since they graduated and employed they should pay
PTPTN officers must be hard on these misers
Source out the loan defaulters accounts
Let a private company handle it on commission
At the current level PTPTN officers are ineffective
This has led to the defaulters playing their game
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