Christmas is around the corner. Yeah....every complex the sound of Christmas! It makes you wonder the year is coming to an end. Time to splash money and decorations in the homes and office buildings or complexes. Every commercial good is put on display. Christmas has become too commercial now. So are the other religious faiths. But Christmas is different. More grand display and lightings. You can't miss the atmosphere in the complexes. Maybe it is also the year end bonus for the employees. Traditionally it is the spending time for the year. Display discount on goods - clothing, fittings, furnitures, lightings, shoes, cosmetics, cars but hotel rates going up. Know the reason - people have extra disposal income and the school holidays. I walked around in the complexes - Jusco, Parkson, and Giant. I havent done my Christmas shopping....currently dont know yet what to give away as presents. I dont really celebrate Christmas just follow to give cheers and goodwill. It is good to share what one could afford and spread harmony around amongs friends and relatives.
In the mood, the banks increase the BLR by 0.25% which may not affect the swinging mood of most people. In the years ahead it can affect their repayment. So they should need adjustment of their monthly fixed expenses. Short term interest rates adjusted for 3 -6-9 months but 12 months remain at 3.7% Personally I thought the 12 months interest rate should increase sadly it didnt happen. So the banks want to squeeze more profits out of the people. Inflation reported around 3.3% but it may increase in the 1stQ of 2006 because of hike of petrol and petroleum products.
So Air Asia still advertises for cheap fares. I dont think it is really true. There are hidden costs which Air Asia never advertises in the advertisement. You have to pay cost of insurance, embarkation charges, transport, airport tax, taxi/bus....but for all these payments you are not confirmed a seat! So you have to hang around in the airport for many hours just to get these special cheap rates....Damned what a fool! How many hours lost?
Well...my mind is on Christmas and the songs and the spirit....
No comments:
Post a Comment