epf funds

EPF money

Why some want to withdraw early?

It shows they have poor financial planning

Getting into debts they shouldn't have

The fixed deposit will not give a better return

It is best the money kept in EPF for a few more years

There shouldn't be in a hurry to withdraw a nest egg

Let it earn interest at a higher rate

Currently EPF gives 5.8% returns

Besides the pension fund gives out dividend

Yet the members still want to withdraw early

For debts settlement then the crying needs

The main objective is for a member old age

When working life will be slowly gearing down

The fund in EPF will ease the financial burden

Those in financial difficulties fail to see

Unit trusts, trust funds, shares and all kinds of funds

No doubts there will be declared high rate of returns

When the economy is flourished, the money flow

It has its downside too when it is bad..

EPF fund remains solid

It is guaranteed to earn 2.0% interest by law

No matter what the economic fundamentals are

Members should plan finance properly into their lives