every one needs a plan

 

Every one needs a plan

It doesn't need a complete game

Maybe just a simple chart

Showing where one will be going

In 10 years or 30 years on

Nobody should live day by day

While we are young we may think all right

But time will fly quickly by

By the time one wakes up

The old age has taken its toll

The illness or lack of funds

It will make life unbearable

Insurance is a saving

Help a person to see

The years ahead when he is old

He will get his investment returns

Many have felt the crushing blow

When Rocking Rona hits us hard

Forcing many to withdraw life saving

To survive on the current economic downturns

But the future saving has gone

The life ahead will tell a story

Without sufficient saving it will be bleak

It still boils down to a plan

There is always a lesson to learn

Believing the lights will shine

Don't forget the hardship going through

The memories mustn't be forgotten