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The article in the Star newspaper about retirement makes an interesting and soul searching read. The majority of the people live on their EPF savings when they retire. The fund as EPF had surveyed lasted only for 3 years when those retirees withdraw on reaching 55 years. In this age one has the knowledge and experience to contribute until 65 years. Look for example at our prime minister and ministers. They should formulate or change the current laws to allow people to retire at aged 65 years. Like the judges. But will they? I think they dont really think hard about it. Most retirees wont survive over the next 5 years. For one the children will ask their retiring parents for help or buying cars or investing in houses...because now they have the money. Tomorrow will sink back into the backseat...until such time when the funding has dried up..I think most of us when young couldnt find time to save though it is encouraged to do so. At that age we wanted to enjoy our fruits of labour. Saving I think never cross the mind. Even today we still can find those young graduates will think the same like the mind of those people decades ago. Enjoy now save later. We arent young at these age and when we lose it we shall not find it again or why think of tomorrow when today we wont know what will happen............The cycle will repeat and repeat until the person takes responsibility on it People say plan today for better tomorrow but if you ask the homeless people or the poor people how to plan for better tomorrow nak makan pun tak cukup, nak cari rezeki pun susah bahkan nak cari rumah takpayahlah cerita So my observation is there will be those who make it and those who will not and those who will forever remain poor(because all the factors are staked against them) And then I read "the kingdom of the Lord is for those who are willing to give up everything....." Now go and figure it out
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