if you can't manage your finance

If you can't manage your finance

You don't blame others for your blues

If you can't keep track where your money go

You should keep a record on daily basis

Run it for a few months

You may see a pattern sink in

From it you can do some adjustments

To meet your daily consumption rate

If you can't afford to own a home

You must see what you can afford

Do not dream of buying a bungalow

When your income can't match the loan

Are you going to blame the economy?

Are you going to say the state deprive you a home?

You make your own destiny

Rich or poor or homeless you have a choice

Everyone has an obligation

Everyone has debts to pay or service to provide

Everyone must live within the means

Else nothing will work but crying in the blues