The web of loan sharks
It spreads to most establishments
As long as people need urgent cash
The Ah Longs will flourish
There are no complicated rules
There are no unnecessary forms to fill
As long as the persons can afford to pay back
When the runners do some background checks
Even the police ranks and files
They too borrow from the loan sharks
This is heard from the grapevine
This is why Ah Longs can survive
Because the banks are like a big time miser
They want to squeeze as much as they can
The pages of forms to be filled and guarantors
When the borrowers can't pay, bankruptcy will begin
But the loan sharks will send their tough guys
Whack the borrowers, damage their reputation
The houses get red paint to shame them
Even close relatives will be threatened
The web of loan sharks
Even police can't find the big boys
It is only the runners will be caught
The layers of control the big boys win
Don't borrow from loan sharks
It may be tempting with easy application
But once you fail to pay back
The physical pain and emotional stress
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