FD rate low
It happens everywhere
It shows the economy faltering
Causing by the pandemic
If you want to invest
Getting a better return
You have to do your home-work
On stock investments
The banks have protected capital investments
All investors can participate without fear of losing
Because the banks will use the ready cash
To invest in stocks, in shares or other investments
Let the money work smart for you
Yet you have to do the ground work
You can't follow the herd mentality
It will bring you distress
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